1In a large mixing bowl, mash the ripe bananas until smooth.
Add the wheat flour, cocoa powder, and oats to the mashed bananas and mix well.
Pour in the milk and honey, and stir until the batter is smooth and well combined.
Heat a non-stick skillet over medium heat and lightly grease it if necessary.
Pour a small amount of batter onto the skillet to form a pancake.
Cook until bubbles form on the surface of the pancake, then flip and cook the other side until golden brown.
Repeat with the remaining batter.
Serve the pancakes warm, optionally drizzled with additional honey or topped with fresh fruit.